you can pay back your own loan, a little at a time, just call the student loan company that has your loan and say, hey!! here is what i have will you accept this if they say no then ask for their address and your account number and ask them when you send a payment to them who do you send it to. and then let them know that a payment is coming and you do not know how much is coming and then start sending them in a money order from the post office and i guarantee you it will be added to your account, and they may fuss but who cares it is in your name and you are paying back your loans, but they will accept it, and soon they will see you trying to pay back your loan and that you are serious and guest what they will help you, you will see. so help your self.